ACG Equipment Finance & Capital Leasing

Why Lease? Leasing is the smart way to add all types of equipment to meet your business needs.

100% financing of equipment.
Leasing plans are available which offer fixed payments geared to match your companies’ cash flow.
You have access to the equipment you need without making a large down payment or impacting your available lines of bank credit.
Leasing equipment may actually cost less in after-tax dollars than an outright purchase.

Who can lease? Any company, organization or association. ACG Equipment Finance cannot lease equipment to an individual for personal use.

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Options & Solutions:


Equipment Finance Agreement (EFA) : The EFA is a product that has the benefits of a loan, but with increased flexibility. It is comparable to a conditional sale contract--ownership is retained by the customer, and ACG Equipment Finance holds a security interest in the collateral being financed.
FULL PAY-OUT LEASE: For those who are fairly certain they wish to purchase the equipment at the end of the lease term, this is the recommended plan. At the end of the lease term, the equipment is simply purchased for $1.00.

10% BUY-OUT LEASE: This plan allows you to enjoy lower monthly payments, than with the Full Pay-Out plan, by deferring 10% of the original equipment cost to the end of the lease.

FAIR MARKET VALUE (TRUE LEASE): This plan offers the most options during and at the end of the lease. A True Lease allows the most cost to be deferred to the end of the lease, when a decision to retain or upgrade the equipment can be made. At lease end, the equipment can be purchased, returned, or the lease extended. If you choose to purchase the equipment, any security deposit will be applied to the price and ACG Equipment Finance will offer to finance the remaining balance.

Either of the above plans generally require a first and last payment in advance and a small documentation fee.